Repair Program
Can a Maryland landlord get a lead paint loan or grant?
By All Purpose Anytime Services LLC
Yes, through the Maryland Lead Hazard Reduction Grant and Loan Program, which the state funds itself. It pays to reduce or remove lead based paint hazards in residential rental properties and in licensed residential childcare facilities. Whether you get a grant or a loan depends on where the property sits and what you can repay.
How the money is offered
- Grants in designated target areas
- Loans at 1 to 6 percent over 20 years
- Deferred 0 percent loans where underwriting shows no ability to repay
- A landlord match on some awards
Those are the Maryland Department of Housing and Community Development's terms as of October 2026. DHCD decides eligibility and sets the terms on each award.
Who qualifies
Inside a target area there is no income limit. Outside one, the limit is 80 percent of area median income. The program covers residential rental properties and licensed residential childcare facilities.
This is a separate program from the HUD-funded Maryland Lead Hazard Reduction Grant, which pays up to $25,000 per property. Landlords sometimes look at both.
How to apply
DHCD's special loans staff take the inquiries. Email DHCD.SpecialLoans@maryland.gov. We do not have notes on how DHCD pays the contractor once a loan closes, so ask when you write.
What we can and can't do
We are not enrolled in this program, we do not apply for landlords, and we do not handle the loan paperwork. We are not a lead abatement contractor, so the hazard reduction itself goes to a contractor who does that work.
What helps an applicant is a written, itemized scope. We walk the rental for free and send one, with each repair priced separately. If your award needs a landlord match, that list shows which turnover work you are paying for yourself and what it costs.
Our services next to this program
Where this comes from: Maryland Lead Hazard Reduction Grant and Loan Program, Maryland Department of Housing and Community Development. Current as of October 2026.
Get the scope in writing before you apply
Send the address. We walk the rental and list each repair with its own price, so you know your share before the loan is sized.
Request a Unit Walkthrough
An itemized scope for your application costs you nothing. Every repair is listed with its price before any work is agreed.